查下生死簿，看自己還能活多久！
本人匯編 20171107
下面的表格來自美國社保局，是根據美國2014年的死亡數據精算出來的按性別和年齡分段的預期死亡率和壽命。這組數據是社保局計算退休年齡和退休待遇多少的依據。
如果想知道自己今年突然離開人世的概率和還能活多少年，根據個人性別與年齡，查一下這生死簿里的數字，心中就有了些底子了。
例如，從表中可以查到，一個45歲的男性，在今年內向上帝報到的可能性是0.31%，預計還能活34年多。
又例如，一位95歲的女性，在今年內趕去投胎的可能性是21.47%，預計還能活3年多。
如果查到自己還有好多年活在人間，正確的對策應該是少花錢多賺錢，行善積德。
附表: 各年齡段預期壽命表
年齡 | 男性 | 女性 |
死亡概率 | 存活年頭 | 死亡概率 | 存活年頭 |
0 | 0.63% | 76.3 | 0.53% | 81.1 |
1 | 0.04% | 75.8 | 0.03% | 80.5 |
2 | 0.03% | 74.8 | 0.02% | 79.6 |
3 | 0.02% | 73.9 | 0.02% | 78.6 |
4 | 0.02% | 72.9 | 0.01% | 77.6 |
5 | 0.02% | 71.9 | 0.01% | 76.6 |
6 | 0.01% | 70.9 | 0.01% | 75.6 |
7 | 0.01% | 69.9 | 0.01% | 74.6 |
8 | 0.01% | 68.9 | 0.01% | 73.6 |
9 | 0.01% | 67.9 | 0.01% | 72.6 |
10 | 0.01% | 66.9 | 0.01% | 71.7 |
11 | 0.01% | 65.9 | 0.01% | 70.7 |
12 | 0.01% | 65.0 | 0.01% | 69.7 |
13 | 0.02% | 64.0 | 0.01% | 68.7 |
14 | 0.03% | 63.0 | 0.02% | 67.7 |
15 | 0.04% | 62.0 | 0.02% | 66.7 |
16 | 0.05% | 61.0 | 0.02% | 65.7 |
17 | 0.06% | 60.1 | 0.03% | 64.7 |
18 | 0.07% | 59.1 | 0.03% | 63.7 |
19 | 0.09% | 58.1 | 0.03% | 62.8 |
20 | 0.10% | 57.2 | 0.04% | 61.8 |
21 | 0.12% | 56.2 | 0.04% | 60.8 |
22 | 0.13% | 55.3 | 0.04% | 59.8 |
23 | 0.13% | 54.4 | 0.05% | 58.9 |
24 | 0.13% | 53.4 | 0.05% | 57.9 |
25 | 0.13% | 52.5 | 0.05% | 56.9 |
26 | 0.14% | 51.6 | 0.06% | 55.9 |
27 | 0.14% | 50.7 | 0.06% | 55.0 |
28 | 0.14% | 49.7 | 0.06% | 54.0 |
29 | 0.15% | 48.8 | 0.06% | 53.0 |
30 | 0.15% | 47.9 | 0.07% | 52.1 |
31 | 0.15% | 46.9 | 0.07% | 51.1 |
32 | 0.16% | 46.0 | 0.08% | 50.1 |
33 | 0.16% | 45.1 | 0.08% | 49.2 |
34 | 0.17% | 44.2 | 0.09% | 48.2 |
35 | 0.17% | 43.2 | 0.09% | 47.3 |
36 | 0.18% | 42.3 | 0.10% | 46.3 |
37 | 0.19% | 41.4 | 0.11% | 45.3 |
38 | 0.19% | 40.4 | 0.12% | 44.4 |
39 | 0.20% | 39.5 | 0.12% | 43.4 |
40 | 0.21% | 38.6 | 0.13% | 42.5 |
41 | 0.23% | 37.7 | 0.14% | 41.6 |
42 | 0.24% | 36.8 | 0.16% | 40.6 |
43 | 0.26% | 35.9 | 0.17% | 39.7 |
44 | 0.28% | 35.0 | 0.18% | 38.7 |
45 | 0.31% | 34.0 | 0.20% | 37.8 |
46 | 0.34% | 33.2 | 0.22% | 36.9 |
47 | 0.37% | 32.3 | 0.24% | 36.0 |
48 | 0.41% | 31.4 | 0.26% | 35.1 |
49 | 0.45% | 30.5 | 0.29% | 34.1 |
50 | 0.50% | 29.6 | 0.32% | 33.2 |
51 | 0.55% | 28.8 | 0.35% | 32.3 |
52 | 0.60% | 27.9 | 0.38% | 31.5 |
53 | 0.66% | 27.1 | 0.41% | 30.6 |
54 | 0.72% | 26.3 | 0.44% | 29.7 |
55 | 0.78% | 25.5 | 0.48% | 28.8 |
56 | 0.85% | 24.7 | 0.52% | 28.0 |
57 | 0.92% | 23.9 | 0.55% | 27.1 |
58 | 0.99% | 23.1 | 0.59% | 26.3 |
59 | 1.06% | 22.3 | 0.63% | 25.4 |
60 | 1.14% | 21.6 | 0.67% | 24.6 |
61 | 1.22% | 20.8 | 0.72% | 23.7 |
62 | 1.31% | 20.0 | 0.77% | 22.9 |
63 | 1.39% | 19.3 | 0.83% | 22.1 |
64 | 1.48% | 18.6 | 0.90% | 21.3 |
65 | 1.58% | 17.8 | 0.98% | 20.4 |
66 | 1.70% | 17.1 | 1.07% | 19.6 |
67 | 1.83% | 16.4 | 1.18% | 18.8 |
68 | 1.98% | 15.7 | 1.29% | 18.1 |
69 | 2.14% | 15.0 | 1.41% | 17.3 |
70 | 2.34% | 14.3 | 1.56% | 16.5 |
71 | 2.55% | 13.7 | 1.73% | 15.8 |
72 | 2.79% | 13.0 | 1.90% | 15.1 |
73 | 3.04% | 12.4 | 2.09% | 14.3 |
74 | 3.31% | 11.7 | 2.29% | 13.6 |
75 | 3.63% | 11.1 | 2.53% | 12.9 |
76 | 3.99% | 10.5 | 2.80% | 12.3 |
77 | 4.39% | 9.9 | 3.11% | 11.6 |
78 | 4.83% | 9.4 | 3.46% | 11.0 |
79 | 5.31% | 8.8 | 3.85% | 10.3 |
80 | 5.87% | 8.3 | 4.30% | 9.7 |
81 | 6.51% | 7.8 | 4.82% | 9.1 |
82 | 7.21% | 7.3 | 5.38% | 8.6 |
83 | 7.99% | 6.8 | 5.98% | 8.0 |
84 | 8.85% | 6.3 | 6.64% | 7.5 |
85 | 9.81% | 5.9 | 7.38% | 7.0 |
86 | 10.89% | 5.5 | 8.24% | 6.5 |
87 | 12.09% | 5.1 | 9.22% | 6.1 |
88 | 13.41% | 4.7 | 10.33% | 5.6 |
89 | 14.87% | 4.4 | 11.57% | 5.2 |
90 | 16.45% | 4.1 | 12.95% | 4.9 |
91 | 18.16% | 3.8 | 14.44% | 4.5 |
92 | 19.99% | 3.5 | 16.06% | 4.2 |
93 | 21.93% | 3.3 | 17.79% | 3.9 |
94 | 23.99% | 3.1 | 19.62% | 3.6 |
95 | 26.03% | 2.9 | 21.47% | 3.4 |
96 | 28.01% | 2.7 | 23.31% | 3.2 |
97 | 29.90% | 2.5 | 25.11% | 3.0 |
98 | 31.66% | 2.4 | 26.83% | 2.8 |
99 | 33.24% | 2.3 | 28.44% | 2.6 |
100 | 34.90% | 2.2 | 30.15% | 2.5 |
101 | 36.65% | 2.0 | 31.96% | 2.3 |
102 | 38.48% | 1.9 | 33.87% | 2.2 |
103 | 40.40% | 1.8 | 35.91% | 2.1 |
104 | 42.42% | 1.7 | 38.06% | 1.9 |
105 | 44.55% | 1.6 | 40.34% | 1.8 |
106 | 46.77% | 1.5 | 42.76% | 1.7 |
107 | 49.11% | 1.5 | 45.33% | 1.6 |
108 | 51.57% | 1.4 | 48.05% | 1.5 |
109 | 54.15% | 1.3 | 50.93% | 1.4 |
110 | 56.85% | 1.2 | 53.99% | 1.3 |
111 | 59.70% | 1.1 | 57.23% | 1.2 |
112 | 62.68% | 1.1 | 60.66% | 1.1 |
113 | 65.81% | 1.0 | 64.30% | 1.0 |
114 | 69.10% | 0.9 | 68.16% | 0.9 |
115 | 72.56% | 0.9 | 72.25% | 0.9 |
116 | 76.19% | 0.8 | 76.19% | 0.8 |
117 | 80.00% | 0.7 | 80.00% | 0.7 |
118 | 84.00% | 0.7 | 84.00% | 0.7 |
119 | 88.20% | 0.6 | 88.20% | 0.6 |
參考資料
https://www.ssa.gov/oact/STATS/table4c6.html
