請版主把有關牽涉到個別金錢糾紛的討論刪掉。

請版主把有關牽涉到別人金錢糾紛的討論刪掉。

下面是幾個重要的理由：
1。彩虹之約不適合成為公開審判場所因為那是法利賽人的行為。不符合聖經的教導也不符合彩虹的宗旨。
2。不適合成為揭發別人隱私的工具，很可能已經違反美國聯邦個人隱私權保護法（Privacy Protection Act）。
3。更不能被利用成為討債工具，違犯聯邦法和州法。聯邦有規定合理的討債法（Fair Debt Collection Act），請參考備註。各州有討債有效期規定（State Statutes of Limitation on Debt Collection）。大部分的州限制為3-6年期，只有口頭約定的更短。
4。因為牽涉到使用網際網路，有可能也違反聯邦電信法。（參看注4）
（Internet fraud refers to the use of Internet services to present fraudulent solicitations to prospective victims, to conduct fraudulent transactions, or to transmit the proceeds of fraud to financial institutions or to others connected with the scheme.
Internet fraud can occur in chat rooms, email, message boards or on websites.）
請版主慎重行事，以後一律禁止這樣的討論！

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截錄維基里的一段（注2）
Prohibited conduct。
The Act prohibits certain types of "abusive and deceptive" conduct when attempting to collect debts, including the following:

Hours for phone contact: contacting consumers by telephone outside of the hours of 8:00 a.m. to 9:00 p.m. local time[8]
Failure to cease communication upon request: communicating with consumers in any way (other than litigation) after receiving written notice that said consumer wishes no further communication or refuses to pay the alleged debt, with certain exceptions, including advising that collection efforts are being terminated or that the collector intends to file a lawsuit or pursue other remedies where permitted[9]
Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously: with intent to annoy, abuse, or harass any person at the called number.[10]
Communicating with consumers at their place of employment after having been advised that this is unacceptable or prohibited by the employer[11]
Contacting consumer known to be represented by an attorney[12]
Communicating with consumer after request for validation has been made: communicating with the consumer or the pursuing collection efforts by the debt collector after receipt of a consumer's written request for verification of a debt made within the 30 day validation period (or for the name and address of the original creditor on a debt) and before the debt collector mails the consumer the requested verification or original creditor's name and address[13]
Misrepresentation or deceit: misrepresenting the debt or using deception to collect the debt, including a debt collector's misrepresentation that he or she is an attorney or law enforcement officer[14]
Publishing the consumer's name or address on a "bad debt" list[15]
Seeking unjustified amounts, which would include demanding any amounts not permitted under an applicable contract or as provided under applicable law[16]
Threatening arrest or legal action that is either not permitted or not actually contemplated[14]
Abusive or profane language used in the course of communication related to the debt[10]
Communication with third parties: revealing or discussing the nature of debts with third parties (other than the consumer's spouse or attorney)[17] (Collection agencies are allowed to contact neighbors or co-workers but only to obtain location information;[18] disreputable agencies often harass debtors with a "block party" or "office party" where they contact multiple neighbors or co-workers telling them they need to reach the debtor on an urgent matter.[19])
Contact by embarrassing media, such as communicating with a consumer regarding a debt by post card, or using any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business[20][21]
Reporting false information on a consumer's credit report or threatening to do so in the process of collection[22]
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備註：
Fair Debt Collection Act:
1. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
2. http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act
3。State Statutes of Limitation on Debt Collection （列有各州討債有效期規定）：
http://www.bcsalliance.com/y_debt_sol.html
4。Internet Fraud
http://en.wikipedia.org/wiki/Internet_fraud