我記得剛來紐約時候,中央公園南路的一居室的Co-OP只有十幾萬美元,現在都是兩百萬美元以上。大頸的1家庭房屋的價格變化也差不多。美國統計一般不計入自住的房屋,如果在上世紀80年代在中央公園南路或者大頸買一套自住,再買一套投資,用不了多少錢。拿到現在已經穩穩的有200萬的自住房屋和200萬的可投資財產。
今年統計淨值超過500萬的所謂Household在一百萬戶左右:
http://hotcouponfind.com/7177/surprising-job-that-gets-many-americans-into-the-millionaire-club/
Surprising Job That Gets Many Americans Into the Millionaire Club
Looking
to join the millionaire’s club and wondering what it takes? Finding the
right occupation is a good place to start. But some surprising
occupations hold a greater chance of getting there than others.
According to a report released last week by the Spectrem Group’s Millionaire Corner,
the number of millionaire households in the U.S. rose 2% last year to
8.2 million. And capturing the greatest number of millionaire households
were ones that included a manager as a breadwinner.
But while
managers are tops on the list, accounting for 17% of households with $1
million to $5 million in net assets excluding their primary residence,
educators are close behind with 12% of the millionaire pie, according to
the report.
That’s right — educators.
What gives these
occupations their relatively large slice is that many are living in
dual-income households, says George Walper, president of the Spectrum
Group.
Compare that to other high-paying jobs such as attorneys,
doctors, or dentists, which only account for 2% of the millionaire
pool. People in those ultra-demanding occupations are often the sole
breadwinners in their families, with spouses or partners holding down
the fort at home. And when it’s time to retire, the payout may be less.
Age
is another key factor in crossing the millionaire mark: The average age
of U.S. millionaires is 63, according to the report.
Millionaire Household Occupations
Occupation | Percent of Millionaires |
Manager | 17% |
Educator | 12% |
Sr. Corporate Executive | 7% |
Business Owner | 6% |
Accountant | 4% |
Sales Person | 4% |
Attorney | 2% |
Doctor/Dentist | 2% |
Source: Spectrem Group Millionaire Corner
What It Takes to Get Wealthy
Getting
from zero to a one and six zeros on the wealth meter takes more than
hard work and education, although both were listed in the top spots with
95% and 85% of survey respondents, respectively.
Surprisingly,
risk taking was listed as a reason by 56% of survey respondents, placing
it No. 5 out of 11 factors, while “being in the right place, at the
right time” took No. 6 with 42% and “luck” No. 7 with 39%.
If
you’re expecting people to claim their family connections paid off big,
think again. It ranked dead last with only 9% of survey respondents
citing the coattail factor.
(Note: In the chart above, UHNW refers to “ultra-high net worth” — the folks whose net worth is at least $5 million without factoring in their primary residence.)
Tasting a Slice of the Millionaire Pie
As consumers consider their assets, they may want to take a gander at how the really rich align their portfolios