I read this in one BBS, not quite understand what they said, 黑洞高手 please 科普一哈

I have always been somewhat dumbfounded by the conclusions one can
draw from the existence of black holes. This problem has been
bothering me. Imagine an observer outside a black hole watching
someone wearing a clock moving into the black hole. I know that the
outside observer will see the clock moving slower and slower as the
person approaches the black hole. Of course, after the person passes
the event horizon, he will lose contact with the rest of the universe.
I know that the person will still be able to see me as he is entering
the black hole.

My question is, how will the person in the black hole see the
observer? Since the person inside the black hole perceives time to
be slowing down, he must see my time speed up. Consequently, he will
see me age very fast. Does this also imply that he is actually seeing
into the future?

Reply :

He's seeing the future the same way that a person who travels very
close to the speed of light and then returns to earth sees the future:
by slowing down his internal clock and living a long time.

From the point of view of a person falling into a black hole, it takes
a short time. But from the point of view of someone outside, it takes
an infinitely long time for him to fall in. Yes - he sees the entire
future history of the universe on the way in. But another way of
saying this is that he won't make it into the black hole during the
(infinite) lifetime of this, our universe.

In fact, it takes an infinite amount of time for matter to collapse to
???? a black hole, too. All the astronomical objects that are loosely
called "black holes" are really in an irreversible, dynamic process of
collapsing, and are asymptotically close to their event horizon, but
not through it. Technically, you might reserve the word "black hole"
for matter that is inside its event horizon; for that to be the case,
the black hole must have existed since the beginning of (our) time.