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Household有一百万不算很富裕
送交者: FVCK 2012年05月14日20:06:56 于 [五 味 斋] 发送悄悄话

我记得刚来纽约时候,中央公园南路的一居室的Co-OP只有十几万美元,现在都是两百万美元以上。大颈的1家庭房屋的价格变化也差不多。美国统计一般不计入自住的房屋,如果在上世纪80年代在中央公园南路或者大颈买一套自住,再买一套投资,用不了多少钱。拿到现在已经稳稳的有200万的自住房屋和200万的可投资财产。

今年统计净值超过500万的所谓Household在一百万户左右:

http://hotcouponfind.com/7177/surprising-job-that-gets-many-americans-into-the-millionaire-club/

Surprising Job That Gets Many Americans Into the Millionaire Club

Looking to join the millionaire’s club and wondering what it takes? Finding the right occupation is a good place to start. But some surprising occupations hold a greater chance of getting there than others.

According to a report released last week by the Spectrem Group’s Millionaire Corner, the number of millionaire households in the U.S. rose 2% last year to 8.2 million. And capturing the greatest number of millionaire households were ones that included a manager as a breadwinner.

But while managers are tops on the list, accounting for 17% of households with $1 million to $5 million in net assets excluding their primary residence, educators are close behind with 12% of the millionaire pie, according to the report.

That’s right — educators.

What gives these occupations their relatively large slice is that many are living in dual-income households, says George Walper, president of the Spectrum Group.

Compare that to other high-paying jobs such as attorneys, doctors, or dentists, which only account for 2% of the millionaire pool. People in those ultra-demanding occupations are often the sole breadwinners in their families, with spouses or partners holding down the fort at home. And when it’s time to retire, the payout may be less.

Age is another key factor in crossing the millionaire mark: The average age of U.S. millionaires is 63, according to the report.

Millionaire Household Occupations

Occupation
Percent of Millionaires
Manager
17%
Educator
12%
Sr. Corporate Executive
7%
Business Owner
6%
Accountant
4%
Sales Person
4%
Attorney
2%
Doctor/Dentist
2%

Source: Spectrem Group Millionaire Corner


What It Takes to Get Wealthy

Getting from zero to a one and six zeros on the wealth meter takes more than hard work and education, although both were listed in the top spots with 95% and 85% of survey respondents, respectively.

Surprisingly, risk taking was listed as a reason by 56% of survey respondents, placing it No. 5 out of 11 factors, while “being in the right place, at the right time” took No. 6 with 42% and “luck” No. 7 with 39%.

If you’re expecting people to claim their family connections paid off big, think again. It ranked dead last with only 9% of survey respondents citing the coattail factor.

Millionaire
(Note: In the chart above, UHNW refers to “ultra-high net worth” — the folks whose net worth is at least $5 million without factoring in their primary residence.)

Tasting a Slice of the Millionaire Pie

As consumers consider their assets, they may want to take a gander at how the really rich align their portfolios

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