How pension deduction depresses disposal income, wealth and wages

Pension deductions reduces disposal income.

Lower disposal income makes it harder to build up wealth.

Lower wealth increases our vulnerability to the difficulties in our life, such as sickness.

The increase of our vulnerability makes us prone to lower wages and hard works.

Working class are trapped in the vicious cycle of poverty and hard working.

Ruling class are locked in the virtuous cycle of low labor cost and hard working labor.

A vicious cycle for the working class is a virtuous cycle for the ruling class.