車開進坑裡”的陳詞濫調(“他們”特指布什行政當局)。
不錯2008年的金融危機發生在布什執政的尾聲。但引爆這場金融危機的是所謂的次貸危機。而次貸危機的產生則要歸功於小克行政當局以及由民主黨控制的國會。正是這批麗八乳使用政治壓力逼兩房和商業銀行向低收入階層大量方法房屋貸款。其中最起勁的是民主黨議員兼國會銀行管理委員會主席的 Chris Dodd.
2003年，布什當局提出對兩房實行監管措施，遭到民主黨參眾兩院的阻撓，因而流產。以下是wiki 的記錄：
Fannie Mae and Freddie Mac
In 2003, the Bush Administration attempted to create an agency to oversee Fannie Mae and Freddie Mac. The bill never made progress in Congress, facing sharp opposition by Democrats.[48] The Bush economic policy regarding Fannie Mae and Freddie Mac changed during the economic downturn of 2008, culminating in the federal takeover of the two largest lenders in the mortgage market. Further economic challenges have resulted in the Bush administration attempting an economic intervention, through a requested $700 billion bailout package for Wall Street investment houses.
而其中首當其衝的屬麻州國會議員給哥哥 Barney Frank。以下也是wiki的記錄：
Fannie Mae and Freddie Mac
In 2003, while the ranking Democrat on the Financial Services Committee, Frank opposed a Bush administration proposal, in response to accounting scandals, for transferring oversight of Fannie Mae and Freddie Mac from Congress and the Department of Housing and Urban Development to a new agency that would be created within the Treasury Department. The proposal, supported by the head of Fannie Mae, reflected the administration's belief that Congress "neither has the tools, nor the stature" for adequate oversight. Frank stated, "These two entities...are not facing any kind of financial crisis.... The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing."[57] In 2003, Frank also stated what has been called his "famous dice roll":[58] "I do not want the same kind of focus on safety and soundness [in the regulation of Fannie Mae and Freddie Mac] that we have in the Office of the Comptroller of the Currency and the Office of Thrift Supervision. I want to roll the dice a little bit more in this situation towards subsidised housing."[59]
請注意 給哥哥Barney Frank 當時的論調：
"These two entities...are not facing any kind of financial crisis.... The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing."[57]
鐵證如山。這批利八辱完全是導致2008年金融危機的罪魁禍首。
