到2034年，社安金（Social Security Payment)只能拿目前的75%到80%。再往后，社安金会进一步减少甚至被取消。有人说：别指望社安金了。这还是没考虑川普要免征社安税（Social Security Tax)的情况。如果免征社安税，社安金很快就会歇菜。

How Safe Is Your Social Security?
Looking further into the future, Social Security's safety seems less assured. According to the most recent report from the Social Security Trustees, the demographic bump of retiring baby boomers and their families will put an unprecedented burden on the Social Security system, causing the program to spend more than it takes in from payroll taxes. With about $2.9 trillion in its trust funds, Social Security should be able to make full benefit payments until 2034. Thereafter, though, the revenue the program collects from workers and other sources will be sufficient to pay only 75% to 80% of benefits.
The key thing to note is that Social Security benefits can change at any time if lawmakers pass a bill that's signed into law by the president. Court cases have held that there's no vested property interest in anticipated Social Security benefits. It's therefore theoretically possible that Congress could reduce or even eliminate Social Security payments in future legislation. In light of that fact, some believe that the best practice for people doing financial planning is simply to assume that Social Security won't be there at all to help you make ends meet in retirement.