可是有人說加國房價不會升,事實正相反,說這種話不會是大騙子?
1943 at a Glance
Housing starts: 59,900
Average size of a Canadian home: 75 m2
Average selling price: $5,500
1955 at a Glance
Housing starts: 115,420
Average size of a Canadian home: 100 m2
Average selling price: $13,000
The '60s and '70s
With the sweeping social changes of the '60s came significant changes in the look, performance and quality of housing. For the first time in Canadian history, multi-unit apartment buildings were beginning to outpace housing starts for single-family homes. Houses were also not only growing, but changing shape, reflecting an increasing preference among Canadians for individuality of expression in the buildings we chose to call home.
In the '70s, the energy crisis overshadowed all other developments. Sharply rising oil prices caused the housing industry to design and build with energy efficiency foremost in mind, literally changing the face of walls, windows and doors across the country. Land and house prices also rose faster than salaries, making affordability a more significant factor in the home-buying process, and leading to the sudden popularity of semi-detached homes and townhouses.
CMHC greatly expanded the range of our activities during this period, becoming more and more involved with social and assisted housing. The first continuing co-op housing project was built in Willow Park, Winnipeg. The Assisted Home Ownership Program, Residential Rehabilitation Assistance Program and Rural and Native Housing Program were all introduced, providing hundreds of millions of dollars in housing support for low-income, rural and First Nations Canadians. Trademark CMHC projects like Granville Island in Vancouver and Milton Park in Montreal were begun and completed. And, in 1979, our name was officially changed to Canada Mortgage and Housing Corporation, to better represent the services we provide to all Canadians.
1965 at a Glance
Housing starts: 115,128
Average size of a Canadian home: 110 m2
Average selling price: $17,400
1975 at a Glance
Housing starts: 180,952
Average size of a Canadian home: 100 m2
Average selling price: $35,500
The '80s
The '80s were marked by a turbulent bull market, the rise of high technology and the birth of the information age. With interest rates peaking at more than 20%, affordability became the key feature of the day, resulting in smaller lots, denser developments and a sharp increase in renovations as an alternative to buying a new home. Trends towards luxury and low-maintenance led to high-efficiency heating systems, and features like two to three bathrooms per home, fireplaces, central air conditioning, closets, dishwashers and microwaves all became commonplace.
During the '80s, CMHC continued to develop our contributions in the areas of research, export development, housing finance and assisted housing programs. Increasingly active on the international scene, CMHC was awarded the United Nations Peace Medal as host for the 54 delegates from 24 countries at the Committee on Housing and Planning of the Economic Commission for Europe. The Housing Awards were established to honour, celebrate and share advances and innovations in the Canadian housing community. And CMHC began offering Mortgage-Backed Securities (MBS), one of our most successful products to date, as an alternative funding mechanism for residential mortgages.
1985 at a Glance
Housing starts: 180,000
Average size of a Canadian home: 114 m2
Average selling price: $80,500
The '90s
A number of key themes were at the forefront of housing in the '90s, including the prevailing trends towards automation, sustainability, the quality of indoor and outdoor environments, affordability and barrier-free living. In the Internet age, innovation became the primary impulse in all areas of the housing industry, from financial arrangements to building materials, design and construction technique. The need to revitalize Canada's maturing housing stock also began to assume greater prominence. The rise of the global marketplace led the housing industry to double its export efforts, placing innovation and competitiveness at the forefront. The typical family home was now over 50% larger than in the 1940s and incomparably more energy-efficient, yet took less than a third of the time to build.
CMHC increased its efforts in client service, competitiveness and sustainability. Environmental and health concerns prompted the Corporation to introduce Healthy Housing, an affordable and adaptable approach to making the best possible use of energy and other available resources. We also introduced emili, our automated mortgage loan insurance approval system, reducing the time required to obtain financing from days to seconds. Towards the end of the decade, CMHC undertook a Corporation-wide Branding initiative, developing and implementing a harmonized look for all our products, publications and communications to better communicate with one voice the value we bring to Canadians. With the passage of Bill C-66, amendments to the National Housing Act and CMHC Act opened the door for the Corporation to fulfil its mandate more effectively than ever in the new millennium.
1995 at a Glance
Housing starts: 110,933
Average selling price: $150,328