克太在華爾街日報網站上發表了最新指示，重申一切要從勞苦大眾着眼的左派宗旨，向人民指明了從左派立場解決金融危機的方向。 克太在最新指示中首先分析了當前的嚴峻形勢，指出如果任由mortgage的利息這麼漲下去，新一輪斷供又要上演了。 First, we must address the skyrocketing rates of mortgage defaults and foreclosures that have buffeted the economy and ignited the credit crisis. Two million homeowners carry mortgages worth more than their homes. They hold $3 trillion in mortgage debt. Nearly three million adjustable-rate mortgages are scheduled for a rate increase in the next two years. Another wave of foreclosures looms. 接着克太提出了政府應該如何干預：效法1933年的做法，成立國家貸款公司。看起來這個計劃的着重點放在面臨斷供的房主身上，而不是華爾街。 I've proposed a new Home Owners' Loan Corporation (HOLC), to launch a national effort to help homeowners refinance their mortgages. The original HOLC, launched in 1933, bought mortgages from failed banks and modified the terms so families could make affordable payments while keeping their homes. 由政府出面改善房主的貸款條件，讓房主能夠繼續供款，再通過政府手段強制暫緩foreclosure，凍結利率，以便扭轉當下愈演愈烈的斷供潮。 The original HOLC returned a profit to the Treasury and saved one million homes. We can save roughly three times that many today. We should also put in place a temporary moratorium on foreclosures and freeze rate hikes in adjustable-rate mortgages. We've got to stem the tide of failing mortgages and give the markets time to recover. 接下來克太呼籲兩黨放下成見，攜手向前，blabla。其中還趁機吐了幾口苦水。 The time for ideological, partisan arguments against these actions is over. For years, the calls to provide borrowers an affordable opportunity to avoid foreclosure as a means of preventing wider turmoil were dismissed as government intrusion into the private marketplace. My proposals over the past two years were derided as too much, too soon. Now we are forced to reckon with too little, too late. 最後克太號召說，只要好好按照她的指示做，前途是光明的，雖然恢復的時間會長一點。 As a result, the home-mortgage crisis slowly eroded the value of debt instruments upon which Wall Street firms were depending. That is how this house of borrowed cards began to fall. If we do not take action to address the crisis facing borrowers, we'll never solve the crisis facing lenders. These problems go hand in hand. And if we are going to take on the mortgage debt of storied Wall Street giants, we ought to extend the same help to struggling, middle-class families. 全文在此： http://online.wsj.com/article/SB122230767702474045.html