克太在华尔街日报网站上发表了最新指示，重申一切要从劳苦大众着眼的左派宗旨，向人民指明了从左派立场解决金融危机的方向。 克太在最新指示中首先分析了当前的严峻形势，指出如果任由mortgage的利息这么涨下去，新一轮断供又要上演了。 First, we must address the skyrocketing rates of mortgage defaults and foreclosures that have buffeted the economy and ignited the credit crisis. Two million homeowners carry mortgages worth more than their homes. They hold $3 trillion in mortgage debt. Nearly three million adjustable-rate mortgages are scheduled for a rate increase in the next two years. Another wave of foreclosures looms. 接着克太提出了政府应该如何干预：效法1933年的做法，成立国家贷款公司。看起来这个计划的着重点放在面临断供的房主身上，而不是华尔街。 I've proposed a new Home Owners' Loan Corporation (HOLC), to launch a national effort to help homeowners refinance their mortgages. The original HOLC, launched in 1933, bought mortgages from failed banks and modified the terms so families could make affordable payments while keeping their homes. 由政府出面改善房主的贷款条件，让房主能够继续供款，再通过政府手段强制暂缓foreclosure，冻结利率，以便扭转当下愈演愈烈的断供潮。 The original HOLC returned a profit to the Treasury and saved one million homes. We can save roughly three times that many today. We should also put in place a temporary moratorium on foreclosures and freeze rate hikes in adjustable-rate mortgages. We've got to stem the tide of failing mortgages and give the markets time to recover. 接下来克太呼吁两党放下成见，携手向前，blabla。其中还趁机吐了几口苦水。 The time for ideological, partisan arguments against these actions is over. For years, the calls to provide borrowers an affordable opportunity to avoid foreclosure as a means of preventing wider turmoil were dismissed as government intrusion into the private marketplace. My proposals over the past two years were derided as too much, too soon. Now we are forced to reckon with too little, too late. 最后克太号召说，只要好好按照她的指示做，前途是光明的，虽然恢复的时间会长一点。 As a result, the home-mortgage crisis slowly eroded the value of debt instruments upon which Wall Street firms were depending. That is how this house of borrowed cards began to fall. If we do not take action to address the crisis facing borrowers, we'll never solve the crisis facing lenders. These problems go hand in hand. And if we are going to take on the mortgage debt of storied Wall Street giants, we ought to extend the same help to struggling, middle-class families. 全文在此： http://online.wsj.com/article/SB122230767702474045.html